Billing Terms & Conditions

This Billing Terms and Conditions document outlines the payment and billing practices for Living and Lights

1. Accepted Payment Methods

At Living and Lights, we offer a variety of secure payment options to ensure a smooth and convenient shopping experience. We accept the following payment methods:

Credit & Debit Cards: Visa, MasterCard, American Express
PayPal
Apple Pay & Google Pay
Bank Transfers: Available for bulk orders only (contact us for details)

All payments are processed in United States Dollars (USD)

2. Payment Processing

Payments must be completed at the time of purchase.
Orders will not be processed or shipped until full payment has been received.
If a payment is declined or fails, the order will not be confirmed.

3. Pricing & Currency

All prices listed on Living and Lights are displayed in USD.
Prices are subject to change without notice.
Any applicable taxes and shipping fees are calculated and shown at checkout.

4. Secure Payment Processing

Living and Lights uses SSL encryption and trusted payment gateways to ensure that all transactions are processed securely.
We do not store your credit card numbers or payment details on our servers.

5. Refunds & Chargebacks

Refunds are processed in accordance with our Return & Refund Policy.
Unauthorized chargebacks may be disputed.
If you experience any billing issues, please contact us first at Support@livingandlights.com

6. Fraud Prevention

Living and Lights reserves the right to cancel or place on hold any order suspected of fraudulent or unauthorized activity.
Additional identity verification may be requested for high-value transactions.

Billing terms & conditions